Frequently Asked QuestionsWe not only work on removing your negatives we also specialize in building credit.
The first step is FREE you get to talk to me Rick Jackson the owner a credit specialist and get a FREE analyses of your credit score you’ve got nothing to lose. I guarantee at the very least you’ll know a lot more about credit then you did before you called. We are not a national company with slick salesmen that promise the world and deliver little we are a small company that’s local and has an owner that you can talk to. We know how important trust is especially in this industry that’s why we have stayed small and easily accessible. There are many factors in repairing credit I would have to see your report and then we can talk about the cost, but I’m very reasonable I have one of the best programs in the country, this and the fact I watch over all accounts is why we have such a high success rate. We are the best value for your money.
Because the law states that the Bureaus have 45 days to make their decision, that’s when you’ll see the first increase to your score. I have personally never have seen a score not rise if you follow the directions. Again it depends on your report I can give you a better idea after your free consultation.
Because it would be like going to court without a lawyer if you don’t know the rules you can’t win the game. The Bureaus have 5 major categories and 28 individual points of interest if you don’t fully understand them you can hurt yourself it’s well worth paying a professional that will achieve the highest score possible for you and your family it literally can save you tens of thousands over your life time.
At Credit Repair Bay Area we use the Fair Credit Reporting Act established by congress which states;
“It does not matter if the debt is yours or not. It must be accurate! Your file can be right, and not accurate.”
This gives us the power to dispute any and all negatives!