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COVID-19 Update
Our offices are closed due to COVID-19, we will only be taking appointments by phone.
We help you add Good Credit as well as Repair Your Bad Credit
Credit Repair and Credit Repair Bay Area
Optimize Your Credit Score & Empower Your Life
Credit Repair and Credit Repair Bay Area
REGISTERED WITH THE STATE OF CALIFORNIA, MEMBER OF THE BETTER BUSINESS BUREAU, MEMBER OF THE NATIONAL ASSOCIATION OF CREDIT SERVICES
Testimonials
Actual Client Testimonials On Our Credit Repair Services
Rick does an awesome job. If you want someone out there hustling for you Rick is a great choice. I'm sure everyone's situation is a little different but Rick was able to raise my credit score almost 100 points in 90 days. He's now helping my wife with her credit as well. I'm happy to report I just got approved for a home loan! Totally worth the money in my opinion.
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We had great luck with this Company after having scores in the 5's we are so happy to be in the 7's and climbing. Great Company that works hard for you!
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Rick is an awesome guy he gets the job done and then some. Me and wife had horrible credit but thanks to rick and all his help he brought up our credit from low 500s to over 700s very fast. He goes above and beyond with everything you need he knows exactly what hes doing give him a Call you will not regret it . Thanks for all your help Rick we really appreciate it The Garcia's
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Rick did great job in removing bad hits on my credit. Not only did he make my credit better he taught me how to maintain my credit score high. Thank you so much!!
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i needed to re finance one of my properties and to get the best rate I needed to raise my credit score 25 points. Contacted The Credit Repair Bay Area and not only did they get me the additional 25 points put raised it 40 points. I recommend them to anyone who wants to improve their credit score.
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After researching many national and local companies to help fix my credit score, I was very fortunate to find Credit Repair Bay Area. Richard Jackson is the owner, he dealt with me personally, going through each item in my credit report item by item. He is professionally addressing my issues with credit cards, late payments, student loans and bankruptcy. I would highly recommend his services, which were handled in a quick and thorough manner. He understands our concerns first hand because he went through the same issues in the housing/credit crises of 2008. He learned from that experience and is using that knowledge and his additional years of experience to help those of us who need it now.
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Credit Repair Bay Area is amazing! Richard is awesome so much knowledge explains every step on the way my credit is already looking good! Best decision I made!
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Rick did great job in removing bad hits on my credit with quick results. Not only did he make my credit better he taught me how to maintain my high credit score. He is honest, and professional which is something that is very important to me. Thank you so much!!
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Rick has provided excellent service with a fast and easy program to follow. I have seen quick results. Thank you for all your help.
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Rick help Us get our mortgage for our first house.
I would definitely recommend them
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I was hit hard by the housing crash and have spent the last several years working hard to stay afloat. I was cut to one $500 credit credit by my bank, and oh boy-did that hurt! As an entrepreneur I really had to be careful; I missed several opportunities to grow my business because I couldn't get a loan or a line of credit. Recently I started working on a business plan for a new business and realized that the one thing holding me back was my credit score. It was in the gutter, and getting worse every month. I found Rick and The Credit Repair Bay Area through a business network, signed up for the program, and he got to work! Just a few months later my credit score is now in the 700s!!!! Nearly all of the negatives have fallen off my credit report. Rick gave me some helpful homework to further improve my score. I haven't had the time to do it-and my score is still on the rise. I'm much wiser now than I was the last time I had this credit rating. And now I can use that wisdom to build a business, buy a house, and invest in my
daughter's future. Thank you, Rick! I feel like a respectable adult again! :)I was hit hard by the housing crash and have spent the last several years working hard to stay afloat. I was cut to one $500 credit credit by my bank, and oh boy-did that hurt! As an entrepreneur I really had to be careful; I missed several opportunities to grow my business because I couldn't get a loan or a line of credit. Recently I started working on a business plan for a new business and realized that the one thing holding me back was my credit score. It was in the gutter, and getting worse every month. I found Rick and The Credit Repair Bay Area through a business network, signed up for the program, and he got to work! Just a few months later my credit score is now in the 700s!!!! Nearly all of the negatives have fallen off my credit report. Rick gave me some helpful homework to further improve my score. I haven't had the time to do it-and my score is still on the rise. I'm much wiser now than I was the last time I had this credit rating. And now I can use that wisdom to build a business, buy a house, and invest in my daughter's future. Thank you, Rick! I feel like a respectable adult again!
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In 2014 I wanted to refinance one of my properties and I was a few points shy of getting the best mortgage rate. I hired the Credit Counselling to improve my score. Rick Jackson reviewed my credit report and showed me what he could do to improve my credit score. Not only did he get the points I needed for my refinance, he optimized my credit into the high 700's. I strongly recommend Rick Jackson with the Credit Counselling if you need to improve your credit score.
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If you want your credit fixed, then this is the guy to see. He did everything that he said he would and with in three months my credit score increased dramatically. I' m 50 years old and my credit score has never been this high, I will not state my score for, but i will will tell you this, its good. He was able to remove all of the negatives, derogatory items, etc from my report. He kept in constant contact with me and let me know the process along the way. In addition to this he also advised me on things that i could do to maintain my good credit report. Rick Jackson is honest and dependable and will not give you any BS, he will let you know up front what he can do, and what it will take. I come from a family of honesty where deals were made on a handshake, and we keep our promises, that's how business should be done, and this is what I liked about Rick. If you are looking to repair your credit, then just give him a call, and see for yourself!!
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i needed to re finance one of my properties and to get the best rate I needed to raise my credit score 25 points. Contacted The Credit Repair Bay Area and not only did they get me the additional 25 points put raised it 40 points. I recommend them to anyone who wants to improve their credit score.
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Rick Jackson was very thorough and fast! Kind, too, we did not know what we were doing and he walked us through it all! Thank you so much Rick!
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Rick is very knowledgeable, helpful and kind. If you are looking for help improving your credit score- definitely give him a call!!! He gave me some great advice, opposite of what I thought was best and I'm so happy I took the time to go meet with him at his office tonight!! Highly recommend!!!
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Rick Jackson, Owner
CREDIT REPAIR BAY AREA HAS BEEN IN BUSINESS FOR OVER 18 YEARS
Phone: 408-293-8000
Email: info@creditrepairbayarea.com
Michael Galindo, Account Executive
Available for those seeking assistance in Spanish
Phone: (408) 293-8000
Email: Michael.Galindo@creditrepairbayarea.com
Do You Know How To Read Your Credit Report?
Your Creditors Do And What You Don't Know Hurts You!
The Bureaus have a criteria based on 5 major categories and 28 points of interest
At Credit Repair Bay Area we understand exactly what they are and can help you to achieve the best score possible!
Credit Repair Santa Clara & San Jose, California Credit Repair Bay Area
Bad Credit Is Not A Permanent Situation
Our credit repair Certified consultants will help show you the proper steps needed to improve your scores. Here at Credit Repair Bay Area we have a proactive team of experts that helps each and every client attain the credit score that they deserve.
Custom Tailored Credit Repair
We offer professional credit repair services custom tailored to your specific situation. Call me today for your free, no-obligation consultation. The consultation is completely FREE of charge. If you don't have a credit report we can order one for you.
- Do you know how to read your credit report?
- Your creditors do and what they know is hurting you.
- With years of dealing with the Credit Bureaus we have learned exactly how the Bureau's score your profile.
- They use 5 Major Categories and 28 Points of Interest to judge if you're a good risk or a bad risk.
- At "The Credit Repair Bay Area" we understand each category they use and what each of the 28 points are.
- We use their system to get your profile balanced under their criteria of what they want to see to optimize your score.
Credit Repair Bay Area has been in business for over 18 years. I purchased the business in 2010 and have spent a lot of time and money to upgrade the business to its full potential.
Speak Directly to The Owner:
(408) 293-8000
Credit Repair Bay Area
We help you add good credit as well as repair your bad credit. This allows for the best optimization of your score. Focusing on just the credit repair side will not allow you to benefit the most from what your score could be. We want to share with you the knowledge we have so we can help you understand what it takes to have the best score for you and your family.
The three major credit reporting agencies in the US don't have the time to help you with your credit individually. It doesn't matter to them if your credit is bad. That's why you need Credit Repair Bay Area credit repair services today.
Our trained representatives work on the 5 categories and 28 points the Bureaus are looking at.
We want to know exactly what is causing your credit problems... To ensure you receive the best service possible, you will deal with the same consultant from Day 1, the OWNER!
Is Your Credit in Need of Repair?
With as many as four in five credit reports containing errors, according to the FTC and the NFCC, it's common for our clients to have erroneous negative information on their reports. By removing or updating this information through our home buying credit repair program, we're able to increase our clients' credit scores and restore their buying power. Our credit repair specialists in California have the skills, technology, and expertise to repair your credit. This allows our clients better chances of securing a home, car, student, vacation or any other type of loan in the future. Still, our credit repair only goes so far; it's up to our clients to manage their credit and make smart financial decisions to maintain their newly restored credit.
We have helped 100's of people get there credit in great shape and get them back on their feet. We not only work on removing your negatives, but we also specialize in building credit.
We have the tools and the plan to get you the proper balance in good credit which is just as important as removing negatives. We're not just a normal credit repair company we are credit counselors also.
Compliant and Effective Credit Repair Strategies
We fully comply with the Credit Repair Organizations Act, in order to provide you with accurate and safe ways to help you improve credit, and remove debt as well as manage it. When you check your FICO credit reporting, you don't want to receive negative information. You want an accurate look at your credit, which we can use to help boost your understanding of what the FICO report on your score means and the proper utilization of that information to reduce debt and improve credit. When you have an accurate understanding of your credit utilization, we can help you use tools and methods that fall within the Credit Repair Organizations Act's guidelines to help boost your credit score, such as balance transfers. A balance transfer can be a powerful tool to help, or hurt, your credit, so trust the professionals at Credit Repair LLC to help guide you.
Bad credit is not a permanent situation. Our credit repair Certified consultants in the Alameda CA will help show you the proper steps needed to improve your scores. Here at Credit Repair Bay Area we have a proactive team of experts that helps each and every client attain the credit score that they deserve.
We offer professional credit repair services custom tailored to your specific situation in Alameda CA and surrounding areas. Call me today for your free, no-obligation consultation. The consultation is completely FREE of charge. If you don't have a credit report we can order one for you.
How to Begin Fixing Your Credit
The first step is FREE you get to talk to me Rick Jackson the owner a credit specialist and get a FREE analyses of your credit score you've got nothing to lose. I guarantee at the very least you'll know a lot more about credit then you did before you called. We are not a national company with slick salesmen that promise the world and deliver little we are a small company that's local and has an owner that you can talk to. We know how important trust is especially in this industry that's why we have stayed small and easily accessible. There are many factors in repairing credit I would have to see your report and then we can talk about the cost, but I'm very reasonable I have one of the best programs in the country, this and the fact I watch over all accounts is why we have such a high success rate. We are the best value for your money.
WE ADVISE YOU ON WHAT TO DO AND WHAT NOT TO DO IN YOUR FINANCIAL LIFE.
