After researching many national and local companies to help fix my credit score, I was very fortunate to find Credit Repair Bay Area. Rick Jackson, the owner, dealt with me. He went through each item in my credit report, item by item. He is professionally addressed my issues with credit cards, late payments, student loans, and bankruptcy. He was quick and thorough. He understood our concerns first hand because he went through the same issues in the housing/credit crises of 2008. I would highly recommend Rick Jackson and Credit Repair Bay Area!